Insurance Requirements

• Coverage: commercial general liability, including products liability, with at least $1,000,000 per occurrence and $2,000,000 aggregate.
• Additional insureds: in-store vendors name Create Marketplace Co LLC plus each store's owner and property manager (see SP-6 in the Store Policies). Online-Only vendors name Create Marketplace Co LLC.
• Easiest option: buy through our Thimble partner link and your certificate is sent to us automatically.
• Outside carrier: upload your Certificate of Insurance and the additional insured endorsement page in the Vendor Hub. A certificate alone isn't enough.
• Deadline: within 7 days of signing. Sales stay paused until it's approved; after 30 days without it, we may end the agreement.
• Imported goods: Thimble covers products made or substantially transformed in the U.S. If you sell imported finished goods, use a carrier that covers imported products.
• Young Entrepreneurs can use a micro-vendor policy or a parent's umbrella policy.
• Keep it current: upload renewals before your policy expires, and tell us within 7 days if it's canceled or reduced.
• After you leave: keep products coverage for 3 months (consumables, food, cosmetics, soaps, candles) or 6 months (everything else).

Updated on: 10/24/2026